Hurricanes and How To Plan for Them

Remember how truly rare hurricanes are. Yes, we've seen a record number of hurricanes in 2005, but stop and think how many cruise departures and resort stays occurred in 2005 with perfect weather and no disruptions. The vast majority of travelers in the Caribbean, Florida, and Mexico enjoyed their vacations with no weather worries. It's the constant news coverage that makes us think otherwise.

Buy travel insurance. Having travel coverage, such as TravelSafe, can give travelers real peace of mind on the road. To protect yourself, you should check the fine print in your policies, as some travel insurance coverage only kicks in if a hurricane renders your hotel uninhabitable. Also, many travel suppliers, such as tour operators, offer their own insurance, which may not pay off if the supplier itself shuts down or declares bankruptcy as a result of the hurricane.

Have a "backup plan." Ahead of time, you can have your travel consultant ask your hotels how they plan to handle a hurricane evacuation (some properties and tourist destinations actually have no emergency facilities).

Check cancellation penalties. Will your suppliers allow you to re-schedule in advance of a hurricane, or even cancel completely, without owing extra money? Many airlines have now made it a standard practice to allow re-bookings at no penalty to the passenger if a hurricane affects their existing flights. But you need to ask to find out if that "out" is available for the trip you are taking.

Travel early or late during the hurricane season. National Hurricane Center statistics show that most Atlantic hurricanes hit in September (36.3 percent), with August coming in second at 29 percent and October at 18 percent. Since the Atlantic hurricane season runs June through November, then your best bets are June, July, and November.

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